It was an hour later that Benny opened his eyes and said, “It’s not good, but it’s not that bad either.”Everyone gathered at the conference table to hear what he had to say. Even Cynthia came out of her office to listen.Benny said, “We’re going to have to finance this with a bank loan. Since we’re short of capital, we’ll need to include the repair costs in the home loan.”“So do we do it?”“Yes.”Tim asked, “How much will we have to invest and how much will we get out of it?”“Assuming $10,000 in repair costs, our profit will be $6,000 on an investment of $14,000.”“That doesn’t sound very good,” Cathy said.Tim asked, “How do the numbers work out?”“Let’s say that it will cost $10,000 to repair so we’ll be borrowing on a house of $36,000 plus $10,000 for repairs giving us a loan of $46,000. The bank is going to want us to put 20% down. That means we’ll have to put about $10,000 down to cover the down payment and 2 points on the loan. We’ll be taking out a loan of $36,800 which will give us. I needed to make breakfast for Jessica before walking her to the hospital, so I got up and dressed. Kara was still on the phone when I went down to the kitchen, so Jess stayed with her. They came down to the kitchen about five minutes later while I was making bacon, eggs, and toast.“How’s your mom?” I asked.“Happy! She can’t wait to have grandkids!”“Wasn’t it a bit early to call her?” I asked.“No way! My first baby? Her first grandchild? Aren’t you happy?”“Yes, but I just thought you could have waited until a bit later.”“Men!” Kara huffed, and Jessica smirked.I gave up and went back to making breakfast. I understood that Kara was excited, but she’d basically known for a week that she was most likely pregnant, and it was roughly nine months before our baby would be born. I just couldn’t understand how the news couldn’t have waited a couple of hours. But, as both girls had pointed out, I was a guy. It was also true that I had two sons already, and as happy as I was about Kara being.
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