The fraud barely registers in the accounts as a bookkeeping error.But someone out there just stole $25,000.It was the fraud hotline that led me to the seamy underbelly of the EFC cyberworld.Every possible thing on earth can be bought with a credit card—drugs, prostitutes, a kidney, a trip to the space station. As long as the vendor has established a merchant bank account, credit cards are good.Having learned from the underworld bosses of prohibition, most of these operate as respectable businesses. Their accounting is meticulous. They pay sales and income taxes—though not necessarily on the actual goods being sold. There is no reason for the IRS to investigate. On paper, they are legitimate businesses.In reality, the purchase of web design services by a wealthy businessman may have included a web template personally delivered by a prostitute. Of course, there could be additional charges, but said businessman is not going to complain that he didn’t get his prostitute with those. There was also a separate letter for Sylvie's parents.I can see the opening of that inner envelope as if time became frozen - what could have caused such atypical behaviour in my mother? She explained fully and simply that she had been feeling very tired in the weeks before I had left, so she had been to her doctor and after examining her she had sent her straight to the hospital for a scan. The results were not long in coming - and the news was the worst. A very aggressive cancer had formed in her abdomen and had already spread throughout her body. All that could be done was to give chemotherapy in the hope of reducing the severity of the symptoms until nature took its course.In the letter to Sylvie's parents, Mum asked that I stay with Sylvie for the summer as planned as she wouldn't be able to care for me and in any event would have my older sister Tina with her to help when she wasn't having breaks in the hospice. We would write and call as often as we wished, but it would give.
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