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There were less than five thousand permanent residents on the island. There was no immigration to the islands and only temporary visas. The residents worked the resorts, casinos, airport and tourist shops. There were no personal taxes or property taxes. Heavy taxes on the tourists paid the bills. There were no taxes on the winnings at the casinos.Pirates Bank was a storage facility and accepted transfers and such deposits directly from depositors who walked in the door carrying the items to deposit to their numbered accounts. New customers walked out with a numbered account with their names sealed in Pirates Bank system. Funds deposited in Pirates Bank gained no interest.When funds were sent to National Bank that were destined for Pirates Bank, a bank director withdrew the money and physically carried it across the street, listing it as a cash withdrawal on the electronic accounts. Certain electronic transactions were never recorded as being received.My security team had loaded. The days had been normal days, or as normal as days had been for her. Up at six, get the kids up and ready for school and then start breakfast for the kids and her husband Tom. See the kids off for school and Tom off to work, wash the breakfast dishes, throw a load of laundry in the washing machine and then take her morning shower. And then last Friday the days had gone decidedly not normal. That morning she had just finished drying her hair and applying her make up when the doorbell rang. She had grabbed a robe and run down the stairs wondering who it could be at such an early hour. She had opened the door to find a tall, handsome young man who smiled at her and asked, "Mrs. Williams?" She had nodded a yes and the man had handed her a business card, "I'm Tony Roberts of Diversified Insurance. I'm here about the claim you filed last week. I called your husband yesterday and he told me that this would be a good time to call on you."Just like Tom, she thought, not to tell me. "Come.
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