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" I went in and found a pretty conventional office with an elderly man sitting behind a desk. He looked up as I entered and said, "Good day, Sir. How may Anders Financial Co. help you?"He pointed to a chair, and I sat down. I said, "Are you Mr. Anders?" Oh, no," he said, "I'm Joseph Smith. Mr. Anders lives on the other side of the county. I'm just the clerk for this office. How can we help you?" Suppose I needed to borrow $25 for this year's taxes. How much would it cost me?" Just a moment while I get out the chart. Yes, here it is. The interest would be $10 fer the first month. However, there is a penalty clause ifen ya don't pay back the principal and interest in the first month." What's the penalty amount ta?" Well, it's pretty steep. It comes ta 400% of the principal. But that's the deal. It's a "take it or leave it" offer." Shit, That's $100 in penalty fer a $25 loan at 40% interest. So, ifen I went two months without payin', I'd owe $145. Ain't no way I'll do that ifen I kin. “Oh I love you so much Lee,” I said.“I love you a whole lot too Amber,” Lee replied.Then he just couldn't hold his load anymore. He came into the condom. Then I did as well a few seconds later. Then we both had fallen onto the couch for a few minutes still completely naked. I was beyond stunned of what just happened. It was like a dream or something like that. My brother and I really just made love.“Well, that was great,” I said.“I know, I was there with you. You are some kind of woman Amber,” Lee replied.“Thank you. And you are a very manly man for being just 21 Lee. You are a very good lover,” I said.“Well, that was a very good thank you driving you around. If you ask me it was a little unnecessary honestly. But it wasn't uncalled for though,” Lee replied.“Do you really love me like that?” I asked.“I think so yes. This is all so new to me. I never ever thought I'd be making love to my sister. But it was some kind great experience to say the least. I mean damn. I don't think I ever.
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